Terms of Service for Last 20

Effective Date: July, 2025

Welcome to Last 20 (“we”, “us”, or “our”). By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our website.

1. Use of Our Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You must not use our website:

• In any way that violates any applicable law or regulation.
• To exploit, harm, or attempt to exploit or harm others.
• To transmit any unsolicited or unauthorized advertising or promotional material.

2. Account Registration

To access certain features, you may need to create an account. You agree to provide accurate and complete information and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account and password.

3. User Content

You are responsible for any content you submit or upload to our website. You grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with providing our services.

You must not upload or share content that:

• Infringes on the rights of others.
• Is unlawful, offensive, or otherwise objectionable.

4. Intellectual Property

All content and materials on our website, except for user-generated content, are owned by Last 20 or our licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our website without our permission.

5. Payments

All payments are processed securely by Stripe. We do not collect or store your payment information. Please refer to Stripe’s Terms for more information.

6. Termination

We reserve the right to suspend or terminate your access to our website at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or us.

7. Disclaimer

Our website is provided “as is” and “as available” without warranties of any kind. We do not guarantee that the website will be error-free or uninterrupted.

8. Limitation of Liability

To the fullest extent permitted by law, Last 20 and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website.

9. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of the website will be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Us

If you have any questions about these Terms, please contact us at thelast20@icloud.com